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Shared Ownership Mortgages

What is Shared Ownership?

Shared Ownership offers a way of purchasing a property that may otherwise be out of reach.

We will work with you to calculate an affordable share of between 10% and 75% of the home’s value. You will then pay subsidised rent on the share you do not own.

More about Shared Ownership

Find out if you are eligible

We can’t recommend Pam highly enough! She is absolutely brilliant. We've had the pleasure of working with her twice now — first as nervous first-time buyers in 2021, and again in 2025 when purchasing our new home — and both experiences have been nothing short of excellent.

Pam is incredibly knowledgeable and always happy to help. No question is ever too difficult; if there’s an answer to be found, she’ll find it. She made the entire mortgage process feel smooth and stress-free, always quick and efficient with her communication, and genuinely lovely to deal with from start to finish.

Her friendly and approachable nature made a daunting process feel easy. We’re so grateful for her support and wouldn’t go to anyone else. Thank you, Pam!
Emily Silsby 06/2025
Pam and Sarah made the mortgage part the easiest in the whole purchasing process with always being helpful, informative and responsive to any questions. I would highly recommend them to anyone!
Timea Peto 06/2025

Mortgages

Our Mortgage Services

Your home may be repossessed if you do not keep up repayments on your mortgage

Mainstream Mortgages

In addition to our specialist products, we do have access to a wide range of products from High Street lenders and specialist products not available direct. Therefore, if you are looking to purchase without the assistance of Shared Ownership, we can help to ensure that we find you the most suitable mortgage for your circumstances.

Remortgages

We are on hand to review your mortgage throughout its term, to ensure that you are not paying more than you need to. Regardless if it was us who originally set it up, we will discuss your circumstance and tailor a recommendation to suit your ever-changing needs.

Protection

We will work to your budget and look at areas such as, the financial impact your death may have on your loved ones, your ability to pay your mortgage in the event of illness, and how we can protect your home and possessions in the event of loss, theft, or accident.